Check your Swift's value retention
Select year, kilometres and fuel type to see what percentage of the on-road value this car typically holds. Retention percentages are refreshed monthly from wholesale transaction data. For a rupee price band on your specific car, use the valuation calculator.
Swift depreciation curve, year on year
The Swift depreciates roughly 15% in year one, another 10% in year two, then approximately 7–8% per year through years three to five, tapering to 3–4% per year after year seven. Five-year retention lands at about 53% and ten-year retention at about 28%, compared with a segment average of about 46% at five years and 22% at ten. The chart below shows retention at 20 half-yearly points across the first ten years.
Swift variants and ex-showroom pricing (2026)
Current Swift variants and on-record ex-showroom prices, alongside the residual rupee value each variant is expected to hold at the five-year and ten-year mark, using the aggregate depreciation curve for this model. Retention rupees are approximate and assume a 25,000–50,000 km at five years / 75,000–1,00,000 km at ten years usage pattern with a clean service record.
| Variant | Fuel | Gearbox | Ex-showroom (₹L) | 5-yr value (₹L) | 10-yr value (₹L) |
|---|---|---|---|---|---|
| ZXI | Petrol | MT | 6.82 | 3.61 | 1.91 |
| VXI | Petrol | MT | 7.50 | 3.98 | 2.10 |
| ZXI PLUS | Petrol | MT | 8.21 | 4.35 | 2.30 |
| ZXI PLUS DUAL TONE | Petrol | MT | 8.35 | 4.43 | 2.34 |
| ZXI PLUS AMT DUAL TONE | Petrol | AT | 8.85 | 4.69 | 2.48 |
| VXI CNG | CNG | MT | 7.77 | 4.12 | 2.18 |
| ZXI CNG | CNG | MT | 8.45 | 4.48 | 2.37 |
City-wise price variance
Resale values for the Swift vary by 3–5 percentage points across Indian metros, driven by supply-demand tightness, RTO transfer friction, and CNG infrastructure. Numbers below are deltas against the all-India mid.
What drives the Swift's resale value
The Swift has been India's highest-volume hatchback in most years since its 2005 launch, and that scale is the single biggest driver of its resale strength. Parts availability at Maruti's Arena network, mechanic familiarity in every town, and buyer trust in the badge together create a resale floor no direct competitor matches.
The 4th-generation Swift launched in India in May 2024 with the new 1.2-litre Z12E 3-cylinder petrol engine, replacing the K12N Dualjet unit. The 3-cylinder switch is the most-discussed change on owner forums, and it has slightly compressed the price band between latest-gen (2024+) and prior-gen (2018–2024) cars in the used market, in the prior generation's favour, for the first 12 months of the new generation.
Factory-fitted CNG was introduced on the Swift in 2023, on VXi and ZXi variants. In the used market, factory CNG trades 3–5% above equivalent petrol in NCR, Ahmedabad, and pockets of Gujarat. Aftermarket CNG kits, common on 2018–2022 units, are penalised by 6–10%.
Automatic (AMT / AGS) variants have closed most of the historical resale gap with manuals. As of mid-2026, an AMT Swift trades within 1% of an equivalent manual across metros, driven by rising automatic preference in city-only ownership patterns.
Colour has a smaller impact than most owners assume. Metallic Splendid Silver, Pearl Arctic White, and Sizzling Red hold within 1% of each other. Bright Yellow and Rustic Orange trade 2–3% below the model average because of narrower buyer preference at resale.
How TheResaleValue calculates these numbers
Resale bands aggregate wholesale transaction prices across Indian metros, refreshed monthly. Age is calculated in whole years from the manufacturing date on the RC. Kilometre bands are self-reported and rounded to the nearest band. City adjustments apply an RTO-level multiplier on the all-India mid.
Note: These are informational fair-market bands, not offers to purchase. For a binding valuation, use the valuation tool. Read the full methodology.
Frequently asked questions
What is the resale value of a Maruti Swift in India?
A well-maintained Maruti Swift retains approximately 75% of its ex-showroom price after two years, 67% after three years, and 53% after five years, based on transaction data across Indian metros as of July 2026. For a 2022 VXi petrol with 25,000–50,000 km, the current fair-market band is roughly ₹4.8–5.53 lakh.
Does a Swift CNG hold value better than a Swift petrol?
Yes, factory-fitted CNG Swift (2023 onwards) holds 3–5% more value than the equivalent petrol variant, particularly in Delhi NCR, Ahmedabad, and Mumbai. Aftermarket CNG kits fitted to older Swifts trade 6–10% below equivalent petrol, because of buyer concerns around kit approval and tank certification.
Is the 4th-generation Swift's 3-cylinder engine hurting resale?
Not materially, though the market has partly re-rated the prior-generation (2018–2024) K12N 4-cylinder Swift on the used market during the 4th generation's first year. As of mid-2026, a 2023 3rd-gen VXi with 10,000–25,000 km trades in a band that overlaps significantly with a 2024 4th-gen VXi at the same km, a compression that did not exist between the 2nd and 3rd generations.
How much does a Swift depreciate per year?
The Maruti Swift depreciates roughly 15% in year one, an additional 10% in year two, then 7–8% per year for years three to five. The five-year retention of about 53% is 6–8 percentage points above the B-segment hatchback average.
Which city gives the best resale price for a Swift?
Mumbai and Bengaluru currently trade at approximately +3% above the national mid, driven by tight used-car supply and strong hatchback demand. Kolkata trades at approximately −2%, and non-metro locations typically land 3–5% below the national mid depending on RTO and buyer pool.
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